Are you asking yourself, “this is my first DUI, how are my insurance rates going to be affected?”

 

More often then not, your DUI conviction can stay on your record up to

TEN YEARS

http://www.dmv.ca.gov/pubs/dui/reportability.htm

Just because this is your first DUI conviction does not mean that you are not going to experience a major hike in your insurance premium that could result in thousands of dollars out of your pocket.  Not only will you experience this premium hike, but you may also be forced to have to search for another insurance carrier all together. As a California driver you will experience a doubling or tripling of your insurance rate if you are convicted of a DUI.

Here’s an example - if you have car that’s six years old, carrying only liability coverage, you can plan to pay an additional $10K-$20K for insurance in the next three years, and that’s after only your first DUI.

Not only will you have to spend much more money, but insurance companies will also tag you as a “high-risk driver.”

California law requires that your insurance company must provide the DMV with an SR-22 Proof of Insurance Certificate. The SR-22 certificate ends the license suspension that began with a DUI conviction.  The SR-22 proves to the DMV that you are an insured driver.

Breathe Easy Insurance Solutions offers SR-22 Proof of Insurance Certificates along with a policy, because the SR-22 is what you could call co-dependent on an insurance policy, it cannot exist with out it. 

 

Before you call your current insurance carrier call us, and let us see what we can do for you.

Your current insurance company may chose not to renew your insurance because of your DUI, you will receive this notice by mail if they do make this decision. You will then have the pleasure of searching high and low for new insurance as a high-risk driver.  This is why you are going to call Breathe Easy Insurance Solutions.  We are a broker and with one call to us we are able to shop an array of insurance carriers that will give you the edge to getting you the best coverage at the best rate. Call us or go to http://breatheeasyins.com/contact-us and we will get you back on the road in no time.