1. One of best ways to save money is carry liability only on your vehicle. By doing this you can save up to 50% percent on your car insurance. This may not be an option for some drivers because the may have a valuable car, they are financing the car or they have a lease. We suggest to look up the value of your car on www.kkb.com and see if its worth it to have full coverage. Most drivers have a large deductable on their Comprehensive and collision insurance and they are not making a good financial decision by purchasing full coverage auto insurance. When you are required to carry and SR-22 on your policy it makes the price Skyrocket. After the SR-22 is not needed (after the three year probation period) you can add the comprehensive and collision back to the policy.
2. After receiving a DUI the DMV requires you to obtain an SR-22. Buying an older sedan may be a good option to save a lot of money on insurance. Having a new car can be very costly. One because you have to have full coverage to protect your newly acquired asset. Two, you may have financed the car which requires higher limits of insurance. Getting a four door non sports car is the best way to go after getting a DUI. New sports cars require some of the most expensive policies.
3. Another option for some drivers that have a motorcycle license may be to attach your SR-22 to your motorcycle insurance policy. Of course this will not work in counties that require and IID. However, it is a viable option for people who are eligible. This strategy may also allow you to keep you current insurance in place and get motorcycle quotes from other insurance companies and attach the SR-22 to your new policy. This will keep your current insurance in place and allow you ride your bike without your current rates from being affected.
4. A lot of insurance companies offer discounts for multiple policies. Try to combing all of your policies into one package. After needing an SR-22 this may make your policy more appealing to an agency. Not to mention most agencies offer significant discounts for multiple policies. This includes home, renter, auto and maybe even commercial liability.