After a DUI arrest, it makes sense to consult a DUI attorney. An experienced attorney will prepare your DUI offender defense and guide you through the standard procedures that normally follow the arrest, protecting you from its costly implications.
The consequences of DUI are generally expensive. A conviction can remain in your record for a long time. One incident of a DUI arrest may cost you at least $6,000 according to the Alcohol and Drug programs Department in California. Other figures from the Insurance Information Network in the same state show the cost to stand at $10,000. These figures factor in processes such as vehicle towing, impound fee, fine and bail payment, court and attorney fees and auto insurance among others.
Your current insurance provider will likely charge you a premium for auto insurance or deny you altogether. Your search for competitive rates will probably become harder to find with out knowing where to look. With such limited options, your DUI attorney should recommend that you find other insurance providers that offer auto insurance to high risk drivers. Comparing quotes will only help to keep your insurance rates low.
How to compare SR22 car insurance quotes
One tool that helps drivers with DUI cases to find affordable car insurance is BreatheEasy Insurance Solutions, a brokerage whose mission is to make it easy for drivers to find the best solution. If you have a DUI case, you need the assistance from a company that is well informed on the workings of the insurance industry inside and out. BreatheEasy is that company. They have a great reputation in the industry and attend all the leading DUI conferences. I know the staff personally at the California office at BreatheEasy and my clients have all had great experiences with them. Since they have this “insider information” on how insurance companies work, BreatheEasy can compare the prices from different insurance providers and offer solutions that save drivers thousands of dollars on auto insurance.
If you are found guilty of DUI, what follows is a series of penalties, punishments and other requirements that can be tedious and stressful to complete. The law will require you to file an SR-22 and get a Certificate of Financial Responsibility (Proof of Insurance), which shows that you have basic liability coverage for your car. In most states, the minimum liability costs $15,000 in bodily injury or death of one person per accident. If you happen to be in an accident that injures two or more persons, the coverage pays $30,000 per person and $5,000 for damaged property.
BreatheEasy Insurance Solutions has nationwide coverage and works with agents who have thorough knowledge of DUI laws and SR-22 requirements in different states. When you contact BreatheEasy for an SR-22, they start the filing process and send the SR-22 application to your state's Department of Motor Vehicles. On approving the application, the DMV sends you a letter and your SR22 is attached to your auto insurance policy. As long as you maintain the policy, the SR-22 expires in 36 months, after which your driving privilege is be reinstated in full.
What are you waiting for? Start saving on your SR-22 car insurance!
Though having to purchase an SR-22 is an additional cost of being convicted of a DUI, don’t pay more than you need to by getting it from your current insurance provider. This will only cause your current car insurance prices to skyrocket (or drop you altogether). Through its partnerships with about 25 leading insurance carriers, BreatheEasy does the difficult work for you in comparing prices to find a cheaper policy that fits your needs and satisfies the DMV’s SR-22 requirements. I assure you that I was not compensated for this testimonial. I just can’t say enough about the great work my friends at BreatheEasy have done to help my clients.
About The Author:
Christopher J. McCann is an Orange County criminal defense lawyer. Mr. McCann is also a practicing DUI lawyer in Fullerton and Lakewood DUI attorney at the law offices of Christopher J. McCann who was recently awarded his 6th SuperLawyers Magazine “Rising Star” award. You can follow Chris tweets at @cjm_law_firm or posts at Orange County DUI Lawyers Blog