An SR-22 is a certificate that must be filed by an insurance company stating that auto liability insurance is in effect for a particular individual. The SR-22 or "Proof of Insurance Certificate" is the paperwork required to monitor the insurance requirements of drivers with recent infractions.
An SR-22 is required for all persons arrested for and/or convicted of a DUI. However, you do not have to be convicted to receive a suspended license.
1. Show proof of financial responsibility (SR-22).
2. Show proof of enrollment in an approved DUI program (school).
3. Pay a re-issue fee of $125.00.
Other situations where you will need to show an SR-22 to the DMV to have your license returned:
1. Those convicted in court of a DUI, and sent to a DUI school. If the four month period is not up by the time the DMV receives notice from the court of your conviction, then the requirement to show an SR-22 goes into effect.
2. Those that had their licenses restricted by the court for a DUI or “Wet Reckless”. If you do not own a car, you would purchase a non-owner SR-22. The SR-22 would provide coverage for your liability protection. Even though you do not own a vehicle you may still be required to carry an SR-22. This is called a "non-owners" SR-22 insurance policy. The vehicle is not covered by an SR-22 or a non-owners policy.
What are the minimum limits of liability?